Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY-NRLM) is a flagship poverty alleviation program implemented by the Ministry of Rural Development, Government of India. It aims to reduce poverty by enabling the poor household to access gainful self-employment and skilled wage employment opportunities resulting in sustainable and diversified livelihood options for the poor. This is one of the world's largest initiatives to improve the livelihoods of the poor.

The National Rural Livelihood Mission (NRLM), also known as DAY-NRLM Aajeevika, has the following objectives: 

 1.      Reduce poverty: The NRLM aims to reduce poverty by providing poor households with access to self-employment and skilled wage employment opportunities. 

2.      Sustainable livelihoods: The NRLM aims to provide sustainable and diversified livelihood options for the poor. 

3.      Institutional platforms: The NRLM aims to create institutional platforms for the rural poor. 

4.      Financial services: The NRLM aims to improve access to financial services for the rural poor. 

5.      Grassroots institutions: The NRLM aims to build strong grassroots institutions of the poor. 

The National Rural Livelihood Mission (NRLM) is a large initiative to improve the lives of poor people in India. The NRLM's importance lies in its ability to: 

 1.Reduce poverty:The NRLM helps poor households gain access to self- 

   employment and wage    employment opportunities. This leads to more    

   sustainable and varied livelihood options for the poor. 

     2. Strengthen institutions:The NRLM helps build strong grassroots institutions for  

       the poor. These institutions help people access formal credit, entitlements, and

       public services.  

           3. Promote financial inclusion:The NRLM promotes financial inclusion through

              bank linkages for Self Help Groups (SHGs). 

     4. Promote democratic governance: The NRLM introduces and strengthens

         systems of democratic governance and transparent financial management. 

5.Promote sustainable livelihoods: The NRLM promotes sustainable livelihoods  

   through social mobilization and the strengthening of community institutions.

Some key features of the DAY-NRLM include: 

 1.    Self Help Groups (SHGs):One member from each rural poor household is brought under the SHG network. Women SHG groups are linked with banks. 

2.      Federated SHGs: SHGs are federated at village level and higher levels to reduce dependence on external agencies. 

3.      Interest subvention:Women SHGs can avail credit from banks and financial institutions at a subvention of 7% on the lending rate, up to a maximum of ₹ 3,00,000 per SHG. 

SERVICES AND SCHEMES :

1.Institution Building and Capacoty Building

2.Social Inclusion

3.Non Farm Livelihoods

4.Farm Livelihoods

5.Value Chain Development and Forward Linkage.

6.DDUGKY

7.RSETI

The Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) is a program that aims to reduce poverty in rural India. The program was launched in June 2011 by the Ministry of Rural Development (MoRD). 

The DAY-NRLM program's goals:

1.    Mobilizing SHGs: The program aims to mobilize 8–10 crore rural households into Self Help Groups (SHGs). 

2.    Providing support:  The program provides long-term support to SHGs so they can access financial services and improve their livelihoods. 

Promoting financial linkages: The program aims to promote financial and governance linkages between SHGs and their federations.